{"id":20016,"date":"1989-11-01T12:00:00","date_gmt":"1989-11-01T12:00:00","guid":{"rendered":"http:\/\/library.i2ud.org\/library\/wp\/?p=20016"},"modified":"2026-04-29T20:25:53","modified_gmt":"2026-04-29T20:25:53","slug":"test-title-1-15","status":"publish","type":"post","link":"http:\/\/library.i2ud.org\/library\/wp\/?p=20016","title":{"rendered":"&#8220;Financing Infrastructure Upgrading Programs,&#8221; Two Urban Development Research Papers, Mona Serageldin, 1989-1991"},"content":{"rendered":"\n<p>Abstract<\/p>\n\n\n\n<p class=\"has-text-align-justify\" style=\"font-size:12px\">In 1989 and 1991, Mona Serageldin authored two related papers on financing urban development for the Unit for Housing and Urbanization at Harvard University&#8217;s Graduate School of Design: <strong>&#8220;Financing Upgrading Programs&#8221;<\/strong> and <strong>&#8220;Financing Infrastructure Upgrading Programs.&#8221;<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-justify\" style=\"font-size:12px\">The papers assessed the exchange components of <strong>local and foreign currency<\/strong> as cost factors in urban development upgrading projects, using municipalities in Jordan and Tunisia as examples. Serageldin focused on three main needs to establish effectively-financed upgrading programs:<\/p>\n\n\n\n<ol class=\"has-ek-indent\" style=\"font-size:12px;--ek-indent:20px\"><li>Construction of new infrastructure networks, <\/li><li>Building and improvement of community facilities like schools and health centers, and <\/li><li>Creation of homeowner credit mechanisms to improve residential properties.<\/li><\/ol>\n\n\n<div class=\"wp-block-ub-content-toggle\" id=\"ub-content-toggle-f77a6099-f503-4bbb-8b07-68a3eb63dd50\" data-mobilecollapse=\"false\" data-desktopcollapse=\"true\">\n<div class=\"wp-block-ub-content-toggle-accordion\">\n                <div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" aria-expanded=\"false\" aria-controls=\"ub-content-toggle-panel-0-f77a6099-f503-4bbb-8b07-68a3eb63dd50\" tabindex=\"0\">\n                    <p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-f77a6099-f503-4bbb-8b07-68a3eb63dd50\">Excerpt<\/p><div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span>\n                    <\/div><\/div><div role=\"region\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-0-f77a6099-f503-4bbb-8b07-68a3eb63dd50\">\n\n<p class=\"has-text-align-justify has-background has-ek-indent\" style=\"background-color:#f3f3f3;font-size:11px;--ek-indent:20px\"><br><br><strong>[Excerpt: &#8220;Financing Upgrading Programs, November 1989&#8221;]<br><\/strong><br> &#8220;&#8230;Upgrading is widely held to be the most effective mechanism to expand the supply of housing for limited income groups and improve living conditions for the urban poor. By providing the support infrastructure, it opens up opportunities for new economic activity.&#8221;<br><br>&#8220;Despite highly publicized haranguing by U.N. Habitat, housing is no longer viewed as a priority for public expenditure by international funding organizations and bilateral aid agencies. The debt situation in developing countries implies a widening gap between urgent needs and potential resources. Demographic pressure and the economic crisis have concentrated efforts on economic development and employment generation rather than social infrastructure.&#8221;<br><br><\/p>\n\n<\/div><\/div>\n<\/div>\n\n\n<figure class=\"wp-block-table\"><table class=\"has-subtle-light-gray-background-color has-background\"><tbody><tr><td>Project Year:<\/td><td>1989-1991<\/td><\/tr><tr><td>Project Type:<\/td><td>Research Paper<\/td><\/tr><tr><td>Geographic Regions:<\/td><td>Global \/ None Specified<\/td><\/tr><tr><td>Reports:<\/td><td><br><ul><li><a rel=\"noreferrer noopener\" href=\"http:\/\/library.i2ud.org\/library\/docs_p\/1989\/1989_11_001\/Financing_Upgrading_Programs_Mona_Serageldin_November_1989.pdf\" target=\"_blank\" class=\"ek-link\">Financing Upgrading Programs: (Mona Serageldin, November 1989)<\/a><\/li><br><li><a rel=\"noreferrer noopener\" href=\"http:\/\/library.i2ud.org\/library\/docs_p\/1989\/1989_11_001\/Financing_Infrastructure_Upgrading_Programs_Mona_Serageldin_March_1991.pdf\" target=\"_blank\" class=\"ek-link\">Financing Infrastructure Upgrading Programs: (Mona Serageldin, March 1991)<\/a><\/li><\/ul><\/td><\/tr><tr><td>Authors:<\/td><td>Mona Serageldin<\/td><\/tr><tr><td>Sponsors:<\/td><td>Unit for Housing and Urbanization, Harvard University Graduate School of Design; USAID<\/td><\/tr><tr><td>Categories:<\/td><td>Reconciliation and Development<\/td><\/tr><tr><td>&nbsp;<\/td><td>&nbsp;<\/td><\/tr><tr><td>ID:<\/td><td>1989_11_001<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3>Related I2UD Project<\/h3>\n\n\n<div class=\"wp-block-ub-content-toggle\" id=\"ub-content-toggle-e6b713d2-4ab8-4235-8127-cc98bdf76530\" data-mobilecollapse=\"false\" data-desktopcollapse=\"true\">\n<div class=\"wp-block-ub-content-toggle-accordion\">\n                <div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" aria-expanded=\"false\" aria-controls=\"ub-content-toggle-panel-0-e6b713d2-4ab8-4235-8127-cc98bdf76530\" tabindex=\"0\">\n                    <p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-e6b713d2-4ab8-4235-8127-cc98bdf76530\">I2UD Digital Library Study Guide: Informal Settlements<\/p><div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span>\n                    <\/div><\/div><div role=\"region\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-0-e6b713d2-4ab8-4235-8127-cc98bdf76530\">\n\n<p style=\"font-size:12px\">I2UD Digital Library Study Guide: <a aria-label=\" (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?page_id=216448\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">Understanding Informal Settlements and Slum Upgrading, October 2024<\/a><\/p>\n\n\n\n<ul class=\"has-ek-indent\" style=\"font-size:12px;--ek-indent:20px\"><li><a aria-label=\"\u201cThe Development and Morphology of Informal Housing,\u201d Research Paper, Aga Khan Award for Architecture Seminar Proceedings, Mona Serageldin (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=20011\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">\u201cThe Development and Morphology of Informal Housing,\u201d Research Paper, Aga Khan Award for Architecture Seminar Proceedings, Mona Serageldin<\/a> (Project ID: 1988_09_001)<\/li><li><a aria-label=\"\u201cEnvironmental Health Factors in Housing,\u201d Design Study for the Rapid Urbanization of Low-Income Settlements in Urban-Fringe Districts (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=20014\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">\u201cEnvironmental Health Factors in Housing,\u201d Design Study for the Rapid Urbanization of Low-Income Settlements in Urban-Fringe Districts<\/a> (Project ID: 1989_07_001)<\/li><li><a aria-label=\"\u201cFinancing Infrastructure Upgrading Programs,\u201d Two Urban Development Research Papers, Mona Serageldin, 1989-1991 (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=20016\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">\u201cFinancing Infrastructure Upgrading Programs,\u201d Two Urban Development Research Papers, Mona Serageldin, 1989-1991<\/a> (Project ID: 1989_11_001)<\/li><li><a aria-label=\"\u201cSustainable Improvement Strategies for Lower Income Urban Communities,\u201d Upgrading Policy Plans for Amman, Aqaba, Cairo, and Karachi (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=20018\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">\u201cSustainable Improvement Strategies for Lower Income Urban Communities,\u201d Upgrading Policy Plans for Amman, Aqaba, Cairo, and Karachi<\/a> (Project ID: 1990_01_001)<\/li><li><a aria-label=\" (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=20020\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">\u201cThe Abidjan Experience,\u201d Four Research Reports on Community-Based Urban Development in Adjam\u00e9, Abidjan, C\u00f4te d&#8217;Ivoire, 1990-1995<\/a> (Project ID: 1990_09_001)<\/li><li><a aria-label=\"\u201cRegularizing the Informal Land Development Process,\u201d International Case Studies for the USAID Office of Housing and Urban Programs, Mona Serageldin (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=20021\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">\u201cRegularizing the Informal Land Development Process,\u201d International Case Studies for the USAID Office of Housing and Urban Programs, Mona Serageldin<\/a> (Project ID: 1990_10_001)<\/li><li><a aria-label=\" (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=20026\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">Design Studio 1993: \u201cRabat\u2019s Urban Fringe,\u201d Rabat, Morocco, Seminar Curriculum<\/a> (Project ID: 1993<em>00<\/em>001)<\/li><li><a aria-label=\" (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=20028\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">\u201cThe Use of Land and Infrastructure in the Self-Improvement Strategies of Urban Lower Income Families,\u201d Paper by Mona Serageldin, UN Habitat Fourteenth Commission Report<\/a> (Project ID: 1993_05_001)<\/li><li><a aria-label=\" (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=20036\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">\u201cCommunity-Based Urbanization and Favelas Rehabilitation Processes,\u201d Case Study, Fortaleza, Brazil<\/a> (Project ID: 1995_00_006)<\/li><li><a aria-label=\" (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=20038\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">\u201cCommunity Based Credit for Housing, Infrastructure, and Microenterprises,\u201d Micro-Finance Housing Shortage Study for Quito, Ecuador<\/a> (Project ID: 1995_03_003)<\/li><li><a aria-label=\"\u201cHousing Microfinance Initiatives,\u201d Case Study for USAID Microenterprise Best Practices Initiative, 1999-2000 (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=20051\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">\u201cHousing Microfinance Initiatives,\u201d Case Study for USAID Microenterprise Best Practices Initiative, 1999-2000<\/a> (Project ID: 1999_00_001)<\/li><li><a aria-label=\" (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=20053\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">Workshops on \u201cStrategic Planning and Management of Municipal Infrastructure Programs,\u201d from Review of Grant-Funded MIPs in South Africa<\/a> (Project ID: 1999_05_002)<\/li><li><a aria-label=\"\u201cDevelopment of Infrastructure and Initiating of Sustainable Projects in Elim, South Africa,\u201d Report for UN-Habitat Best Practices Leadership Programme, Western Cape, South Africa (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=20064\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">\u201cDevelopment of Infrastructure and Initiating of Sustainable Projects in Elim, South Africa,\u201d Report for UN-Habitat Best Practices Leadership Programme, Western Cape, South Africa<\/a> (Project ID: 2001_08_001)<\/li><li><a aria-label=\" (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=20079\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">\u201cLocal Authority-Driven Interventions to Improve the Lives of Slum Dwellers,\u201d Mona Serageldin for UN Millennium Task Force 8<\/a> (Project ID: 2003_10_001)<\/li><li><a aria-label=\"\u201cDevelopment Corridors and Urban Development Strategies\u201d and \u201cSlum Improvement Strategies and Social Inclusion,\u201d Presentations by Mona Serageldin, 11th United Nations Conference, S\u00e3o Paulo, Brazil (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=20083\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">\u201cDevelopment Corridors and Urban Development Strategies\u201d and \u201cSlum Improvement Strategies and Social Inclusion,\u201d Presentations by Mona Serageldin, 11th United Nations Conference, S\u00e3o Paulo, Brazil<\/a> (Project ID: 2004_06_001)<\/li><li><a aria-label=\"\u201cQassioun Urban Development Strategy and Improvement Plan,\u201d Technical Framework for Damascus, Syria, 2006-2008 (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=20089\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">\u201cQassioun Urban Development Strategy and Improvement Plan,\u201d Technical Framework for Damascus, Syria, 2006-2008<\/a> (Project ID: 2006_00_007)<\/li><li><a aria-label=\"\u201cLand-Related Issues, Dhaka, Bangladesh,\u201d Urban Sector Strategy Report for Dhaka and Chittagong, Bangladesh (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=20090\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">\u201cLand-Related Issues, Dhaka, Bangladesh,\u201d Urban Sector Strategy Report for Dhaka and Chittagong, Bangladesh<\/a> (Project ID: 2006_01_001)<\/li><li><a aria-label=\"\u201cDelivery of Security of Tenure, Infrastructure Services and Access to Finance Through Community-Based Approaches,\u201d Planning Strategy Report on Albania and El Salvador, 4th World Bank Urban Research Symposium (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=20094\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">\u201cDelivery of Security of Tenure, Infrastructure Services and Access to Finance Through Community-Based Approaches,\u201d Planning Strategy Report on Albania and El Salvador, 4th World Bank Urban Research Symposium<\/a> (Project ID: 2007_00_001)<\/li><li><a aria-label=\"\u201cTownship Development Strategy for Emfuleni Municipality,\u201d Technical Assistance to Sedibeng, Gauteng, South Africa (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=200104\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">\u201cTownship Development Strategy for Emfuleni Municipality,\u201d Technical Assistance to Sedibeng, Gauteng, South Africa<\/a> (Project ID: 2009_03_001)<\/li><li><a aria-label=\"\u201cTechnical Assistance to Ezakheni, Ladysmith\/Emnambithi Local Municipality,\u201d Urban Development Strategy, South African Government Neighborhood Development Partnership Grant (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=200106\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">\u201cTechnical Assistance to Ezakheni, Ladysmith\/Emnambithi Local Municipality,\u201d Urban Development Strategy, South African Government Neighborhood Development Partnership Grant<\/a> (Project ID: 2010_02_001)<\/li><li><a aria-label=\" (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=200118\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">\u201cThe Unplanned Areas Upgrading and Employment Enhancing Programme in Egypt,\u201d Needs Assessment and Activity Design Study for Informal Settlements, 2011-2016<\/a> (Project ID: 2012_10_004)<\/li><li><a aria-label=\"\u201cInclusive Cities and Access to Land, Housing, and Services in Developing Countries,\u201d Urban Development Series, World Bank (opens in a new tab)\" href=\"http:\/\/library.i2ud.org\/library\/wp\/?p=200121\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">\u201cInclusive Cities and Access to Land, Housing, and Services in Developing Countries,\u201d Urban Development Series, World Bank<\/a> (Project ID: 2014_04_001)<\/li><\/ul>\n\n<\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\t\t\t\t<![CDATA[]]>\t\t<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":1,"_editorskit_typography_data":[],"_editorskit_blocks_typography":"","_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","ub_ctt_via":"","ngg_post_thumbnail":0},"categories":[441,1313,1310,21,465,1884,1886,1881,210,1865,42,213,1856],"tags":[1594,1562,1686,1543,1623,1518,1605,1701,1540,1649,1530,1533,1732],"featured_image_src":null,"author_info":{"display_name":"lib1","author_link":"http:\/\/library.i2ud.org\/library\/wp\/?author=4"},"_links":{"self":[{"href":"http:\/\/library.i2ud.org\/library\/wp\/index.php?rest_route=\/wp\/v2\/posts\/20016"}],"collection":[{"href":"http:\/\/library.i2ud.org\/library\/wp\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/library.i2ud.org\/library\/wp\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/library.i2ud.org\/library\/wp\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"http:\/\/library.i2ud.org\/library\/wp\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20016"}],"version-history":[{"count":27,"href":"http:\/\/library.i2ud.org\/library\/wp\/index.php?rest_route=\/wp\/v2\/posts\/20016\/revisions"}],"predecessor-version":[{"id":229056,"href":"http:\/\/library.i2ud.org\/library\/wp\/index.php?rest_route=\/wp\/v2\/posts\/20016\/revisions\/229056"}],"wp:attachment":[{"href":"http:\/\/library.i2ud.org\/library\/wp\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20016"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/library.i2ud.org\/library\/wp\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=20016"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/library.i2ud.org\/library\/wp\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=20016"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}